Press & Media

Expert commentary on life insurance costs, coverage decisions, and consumer education — backed by 20+ years of licensed insurance practice.

About Russell Moran

Russell Moran, CLTC
Licensed Life Insurance Specialist

Russell Moran is a licensed Life & Health Insurance specialist with more than 20 years of experience helping individuals and families understand, compare, and select life insurance coverage. He is the founder of Russell Moran Enterprises, Inc. (DBA Russell Moran Agency) and the creator of Life Insurance Calc Pro.

Life Insurance Calc Pro was built out of frustration with the opacity of the insurance industry. Too many consumers arrive at coverage decisions without understanding the math behind them — how much is actually needed, what term versus permanent costs over time, or how premium estimates are calculated. The calculators on this site make that math transparent and accessible.

Russell is available as an expert source for journalists, financial media, podcast hosts, and content producers covering life insurance, personal finance, and consumer protection topics.

Credentials & Licensing

License Type

Life & Health Insurance

Experience

20+ Years

States Licensed

TX · FL · NC · SC · TN

Specialization

Whole Life, Term, IUL, LIRP

Business Entity

Russell Moran Enterprises, Inc.

DBA

Russell Moran Agency

About Life Insurance Calc Pro

Life Insurance Calc Pro provides free, browser-based calculators that help consumers understand their life insurance needs before entering the sales process. All calculations are based on established actuarial and financial planning methodology.

Site launched: 2025

Calculators available: Life insurance needs, term vs. whole life comparison, term cost estimator, income replacement, final expense, key person, mortgage protection

State coverage: All 50 states

Monthly users: Available on request

Editorial standard: All calculator methodology reviewed by licensed professionals; no carrier-sponsored content

“Life insurance is not about death. It is about making sure that the people who depend on you can keep going if you are not there. Understanding what you actually need — not what someone is trying to sell you — is the most important first step.”

— Russell Moran, Founder, Life Insurance Calc Pro

Topics Available for Expert Commentary

Russell provides on-record commentary for journalists, podcasters, and publishers. He brings practitioner-level knowledge to consumer finance topics.

How much life insurance do you actually need?

Term vs. whole life: the real cost comparison

Why most people are underinsured — and don’t know it

Life insurance at different life stages (20s, 30s, 40s, 50s+)

What life insurance companies don’t tell you

Final expense planning: what families need to know

Life insurance for business owners and key employees

Common life insurance mistakes — and how to avoid them

How premiums are calculated by age and health class

When to review and update your existing coverage

Press Kit

High-resolution assets are available for editorial use. Email us to request specific files.

High-Res Headshot (JPG)

Full Bio (Word / PDF)

Site Logo (PNG, SVG)

Media Coverage & Appearances

Media appearances and published citations will be listed here.
To request an interview, contact [email protected].

Media Inquiries

For interview requests, expert commentary, fact-checking, or press kit assets — reach out directly. All media inquiries receive a response within one business day.

Media inquiries: [email protected]

Based in: Texas, USA

Response time: within 1 business day

Life Insurance Calc Pro is an educational resource created by Russell Moran Enterprises, Inc. DBA Russell Moran Agency. Russell Moran is licensed as a Life & Health Insurance specialist in TX, FL, NC, SC, and TN. Calculator results and media commentary are for informational purposes only and do not constitute insurance advice. Consult a licensed professional for personalized coverage guidance.

📚 Recommended Reading

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